/* =========================================================================
   Top Value Cash Buyers — design system
   One stylesheet, no build step. Mobile-first.
   ========================================================================= */

:root {
  /* Palette — deep ink navy + warm gold, paper neutrals */
  --ink:        #11212e;   /* near-black navy, primary text + dark sections */
  --ink-700:    #1c3344;
  --ink-500:    #2c4a5e;
  --slate:      #50697a;   /* muted body on light */
  --paper:      #f6f1e7;   /* warm off-white page bg */
  --paper-2:    #fbf8f1;   /* card / raised */
  --line:       #e2d9c6;   /* hairlines on paper */
  --gold:       #c98a2b;   /* primary accent */
  --gold-deep:  #a96e16;
  --gold-soft:  #f0d9a8;
  --green:      #2f7d5b;   /* success / trust ticks */
  --white:      #ffffff;

  /* Type */
  --display: "Fraunces", "Hoefler Text", Georgia, "Times New Roman", serif;
  --body: "Inter Tight", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  /* Spacing scale */
  --sp-1: .375rem;
  --sp-2: .75rem;
  --sp-3: 1.25rem;
  --sp-4: 2rem;
  --sp-5: 3.25rem;
  --sp-6: 5rem;
  --sp-7: 8rem;

  --radius: 14px;
  --radius-sm: 9px;
  --maxw: 1140px;
  --shadow-sm: 0 1px 2px rgba(17,33,46,.06), 0 4px 14px rgba(17,33,46,.06);
  --shadow-md: 0 8px 30px rgba(17,33,46,.12);
  --shadow-lg: 0 24px 60px rgba(17,33,46,.22);
  --ease: cubic-bezier(.22,.61,.36,1);
}

/* ---------------------------------------------------------------- reset */
*,*::before,*::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--body);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
input, textarea, select { font: inherit; color: inherit; }

/* paper grain texture overlay */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 1;
  opacity: .5;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.035'/%3E%3C/svg%3E");
  mix-blend-mode: multiply;
}

/* --------------------------------------------------------------- layout */
.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: 1.5rem; }
section { position: relative; z-index: 2; }
.eyebrow {
  font-size: .74rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--gold-deep);
  display: inline-flex;
  align-items: center;
  gap: .6rem;
}
.eyebrow::before {
  content: "";
  width: 26px; height: 1.5px;
  background: var(--gold);
  display: inline-block;
}
h1,h2,h3 { font-family: var(--display); font-weight: 500; line-height: 1.04; letter-spacing: -.015em; }
h2.section-title { font-size: clamp(2rem, 4.5vw, 3.1rem); margin: .7rem 0 0; }
.lede { color: var(--slate); font-size: 1.075rem; max-width: 56ch; }

/* --------------------------------------------------------------- buttons */
.btn {
  display: inline-flex; align-items: center; gap: .55rem;
  padding: .95rem 1.6rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: .98rem;
  letter-spacing: .01em;
  border: 1.5px solid transparent;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .2s, color .2s;
  will-change: transform;
}
.btn svg { width: 18px; height: 18px; }
.btn-primary {
  background: var(--gold);
  color: #2a1d05;
  box-shadow: 0 8px 22px rgba(201,138,43,.32);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(201,138,43,.42); background: var(--gold-deep); color: #fff; }
.btn-ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--ink-500);
}
.btn-ghost:hover { background: var(--ink); color: var(--paper); transform: translateY(-2px); }
.btn-light { background: var(--paper); color: var(--ink); }
.btn-light:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn-block { width: 100%; justify-content: center; }
.btn-lg { padding: 1.1rem 2rem; font-size: 1.05rem; }

/* --------------------------------------------------------------- header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: blur(10px);
  background: color-mix(in srgb, var(--paper) 82%, transparent);
  border-bottom: 1px solid transparent;
  transition: border-color .3s, background .3s;
}
.site-header.scrolled { border-bottom-color: var(--line); background: color-mix(in srgb, var(--paper) 92%, transparent); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; }

/* --------------------------------------------------------------- brand logo */
/* Inline-SVG lockup: a navy tile mark (gold geometric house + upward "value"
   chevron) + a Fraunces wordmark with a letter-spaced Inter Tight subline.
   Text is real <text> so it inherits the page's loaded web fonts. */
.brand { display: inline-flex; align-items: center; gap: .7rem; line-height: 1; }
.brand-logo { display: block; height: 40px; width: auto; flex: none; }
.brand-logo .lk-word { font-family: var(--display); font-weight: 600; letter-spacing: -.012em; fill: var(--ink); }
.brand-logo .lk-sub  { font-family: var(--body); font-weight: 600; letter-spacing: .34em; fill: var(--gold-deep); }
/* the mark tile + house geometry */
.brand-mark-tile { fill: url(#bm-tile); }
.brand-mark-ring { fill: none; stroke: var(--gold-soft); stroke-opacity: .16; }
.brand-mark-house { fill: none; stroke: url(#bm-gold); stroke-linejoin: round; stroke-linecap: round; }
.brand-mark-chevron { fill: none; stroke: var(--gold-soft); stroke-linecap: round; stroke-linejoin: round; }
/* responsive: collapse to mark-only on small screens */
.brand-logo .lk-wordmark { transition: opacity .2s; }
@media (max-width: 460px){
  .brand-logo { height: 36px; }
  .brand-logo .lk-wordmark { display: none; }
  .brand-logo { width: 44px; }
}
/* footer + dark-surface variant: light wordmark, lifted tile so the mark
   reads against the navy footer */
.footer-brand .brand-logo { height: 44px; }
.footer-brand .brand-logo .lk-word { fill: var(--paper); }
.footer-brand .brand-logo .lk-sub  { fill: var(--gold-soft); }
.footer-brand .brand-mark-tile { fill: #19303f; }
.footer-brand .brand-mark-ring { stroke-opacity: .32; }
.nav-links { display: none; gap: 2rem; align-items: center; }
.nav-links a { font-size: .94rem; font-weight: 500; color: var(--ink-500); transition: color .2s; position: relative; }
.nav-links a:hover { color: var(--ink); }
.nav-links a::after { content:""; position:absolute; left:0; bottom:-5px; height:2px; width:0; background:var(--gold); transition:width .25s var(--ease); }
.nav-links a:hover::after { width:100%; }
.nav-cta { display: none; }
@media (min-width: 900px){
  .nav-links { display: flex; }
  .nav-cta { display: inline-flex; }
}

/* --------------------------------------------------------------- hero */
.hero {
  position: relative;
  padding: clamp(3rem,7vw,5.5rem) 0 clamp(3.5rem,7vw,6rem);
  overflow: hidden;
}
.hero::after {
  content:""; position:absolute; z-index:0; inset:auto -10% -40% 40%;
  height: 70%;
  background: radial-gradient(closest-side, rgba(201,138,43,.16), transparent 70%);
  pointer-events:none;
}
.hero-grid { display: grid; gap: clamp(2.5rem,5vw,4rem); align-items: center; position: relative; z-index: 2; }
@media (min-width: 980px){ .hero-grid { grid-template-columns: 1.05fr .95fr; } }
.hero h1 { font-size: clamp(2.7rem, 6.5vw, 4.6rem); }
.hero h1 em { font-style: italic; color: var(--gold-deep); }
.hero .lede { margin-top: 1.4rem; font-size: 1.15rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.trust-row { display:flex; flex-wrap:wrap; gap: 1.1rem 1.8rem; margin-top: 2.2rem; }
.trust-row .ti { display:flex; align-items:center; gap:.5rem; font-size:.9rem; font-weight:600; color: var(--ink-500); }
.trust-row .ti svg { width: 18px; height:18px; color: var(--green); flex:none; }

/* hero card */
.offer-card {
  background: var(--ink);
  color: var(--paper);
  border-radius: 20px;
  padding: clamp(1.6rem, 3vw, 2.3rem);
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.offer-card::before {
  content:""; position:absolute; inset:0;
  background:
    radial-gradient(120% 80% at 100% 0%, rgba(201,138,43,.22), transparent 55%),
    radial-gradient(80% 60% at 0% 100%, rgba(47,125,91,.16), transparent 60%);
  pointer-events:none;
}
.offer-card > * { position: relative; }
.offer-card .badge { display:inline-flex; align-items:center; gap:.45rem; font-size:.72rem; letter-spacing:.16em; text-transform:uppercase; font-weight:700; color:var(--gold-soft); }
.offer-card h3 { font-size: 1.55rem; margin: .9rem 0 .4rem; color: var(--paper); }
.offer-card p.sub { color: #b9c6cf; font-size:.95rem; }
.offer-steps { list-style:none; padding:0; margin: 1.4rem 0 0; display:grid; gap:.9rem; }
.offer-steps li { display:flex; gap:.85rem; align-items:flex-start; }
.offer-steps .n { flex:none; width:30px; height:30px; border-radius:50%; background: rgba(240,217,168,.14); color:var(--gold-soft); font-weight:700; display:grid; place-items:center; font-size:.85rem; border:1px solid rgba(240,217,168,.25); }
.offer-steps strong { display:block; color: var(--paper); font-weight:600; font-size:.97rem; }
.offer-steps span { color:#9fb0ba; font-size:.85rem; }
.offer-card .cta-line { margin-top: 1.6rem; }

/* --------------------------------------------------------------- marquee strip */
.strip {
  background: var(--ink);
  color: var(--paper);
  padding: 1.1rem 0;
  overflow: hidden;
  border-block: 1px solid var(--ink-700);
}
.strip-track { display:flex; gap: 3rem; white-space:nowrap; width:max-content; animation: marquee 32s linear infinite; }
.strip-track span { font-family: var(--display); font-style: italic; font-size: 1.15rem; color:#cdd7dd; display:flex; align-items:center; gap:3rem; }
.strip-track span::after { content:"✦"; color: var(--gold); font-style: normal; font-size:.8rem; }
@keyframes marquee { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce){ .strip-track { animation: none; } }

/* --------------------------------------------------------------- we pay all costs */
.costs {
  background: var(--ink);
  color: var(--paper);
  padding: var(--sp-6) 0;
  position: relative;
  overflow: hidden;
}
.costs::before {
  content:""; position:absolute; inset:0; pointer-events:none;
  background:
    radial-gradient(70% 90% at 8% 0%, rgba(201,138,43,.20), transparent 55%),
    radial-gradient(60% 70% at 100% 100%, rgba(47,125,91,.14), transparent 60%);
}
.costs .wrap { position: relative; z-index: 1; }
.costs-grid { display:grid; gap: clamp(2rem,4vw,3.5rem); align-items:center; }
@media (min-width: 920px){ .costs-grid { grid-template-columns: 1fr 1fr; } }
.costs-head h2 { color: var(--paper); margin-top:.7rem; }
.costs-head .lede { color:#c3d0d8; margin-top:1.1rem; font-size:1.1rem; }
.costs-list { list-style:none; padding:0; display:grid; gap: .9rem; }
.costs-list li {
  display:flex; gap:1rem; align-items:flex-start;
  background: rgba(246,241,231,.05);
  border:1px solid rgba(240,217,168,.16);
  border-radius: var(--radius);
  padding: 1.2rem 1.3rem;
  transition: border-color .25s var(--ease), transform .25s var(--ease), background .25s;
}
.costs-list li:hover { border-color: rgba(240,217,168,.45); background: rgba(246,241,231,.08); transform: translateX(3px); }
.costs-list .ci {
  flex:none; width:46px; height:46px; border-radius:12px;
  background: linear-gradient(150deg, var(--gold), var(--gold-deep));
  color:#241803; display:grid; place-items:center; box-shadow: 0 6px 16px rgba(201,138,43,.3);
}
.costs-list .ci svg { width:24px; height:24px; }
.costs-list strong { display:block; color: var(--paper); font-weight:600; font-size:1.05rem; font-family: var(--display); letter-spacing:-.01em; }
.costs-list span { display:block; color:#a9bac4; font-size:.9rem; margin-top:.2rem; line-height:1.5; }

/* --------------------------------------------------------------- how it works */
.how { padding: var(--sp-6) 0; }
.how-head { max-width: 60ch; }
.steps { display:grid; gap: 1.4rem; margin-top: var(--sp-4); }
@media (min-width: 820px){ .steps { grid-template-columns: repeat(3,1fr); } }
.step {
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.8rem;
  position: relative;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}
.step:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.step .num { font-family: var(--display); font-size: 2.6rem; color: var(--gold); line-height:1; opacity:.9; }
.step h3 { font-size: 1.3rem; margin: .6rem 0 .5rem; }
.step p { color: var(--slate); font-size: .96rem; }
.step .ic { position:absolute; top:1.8rem; right:1.8rem; width:26px; height:26px; color: var(--ink-500); opacity:.5; }

/* connector line on desktop */
@media (min-width:820px){
  .steps { position: relative; }
  .steps::before {
    content:""; position:absolute; top: 3.4rem; left: 16%; right: 16%;
    height: 1.5px; background: repeating-linear-gradient(90deg, var(--gold) 0 8px, transparent 8px 16px);
    opacity:.5; z-index:0;
  }
}

/* --------------------------------------------------------------- situations */
.situations { padding: var(--sp-6) 0; background: linear-gradient(180deg, transparent, rgba(226,217,198,.35)); }
.sit-grid { display:grid; gap: 1rem; margin-top: var(--sp-4); }
@media (min-width:640px){ .sit-grid { grid-template-columns: repeat(2,1fr); } }
@media (min-width:980px){ .sit-grid { grid-template-columns: repeat(3,1fr); } }
.sit {
  display:flex; gap: 1rem; align-items:flex-start;
  background: var(--paper-2);
  border:1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.3rem;
  transition: border-color .25s, transform .25s var(--ease);
}
.sit:hover { border-color: var(--gold); transform: translateX(3px); }
.sit .si { flex:none; width: 42px; height:42px; border-radius:10px; background: var(--gold-soft); color: var(--gold-deep); display:grid; place-items:center; }
.sit .si svg { width:22px; height:22px; }
.sit h4 { font-family: var(--body); font-size:1.02rem; font-weight:700; margin-bottom:.2rem; }
.sit p { font-size:.88rem; color: var(--slate); line-height:1.5; }

/* --------------------------------------------------------------- compare */
.compare { padding: var(--sp-6) 0; }
.compare-grid { display:grid; gap:1.4rem; margin-top: var(--sp-4); }
@media (min-width:820px){ .compare-grid { grid-template-columns: 1fr 1fr; } }
.compare-col { border-radius: var(--radius); padding: 2rem; border:1px solid var(--line); }
.compare-col.us { background: var(--ink); color: var(--paper); border-color: var(--ink); box-shadow: var(--shadow-md); }
.compare-col.us h3 { color: var(--paper); }
.compare-col.them { background: var(--paper-2); }
.compare-col h3 { font-size:1.4rem; margin-bottom:1rem; display:flex; align-items:center; gap:.5rem; }
.compare-col ul { list-style:none; padding:0; display:grid; gap:.85rem; }
.compare-col li { display:flex; gap:.7rem; align-items:flex-start; font-size:.95rem; }
.compare-col li svg { width:20px; height:20px; flex:none; margin-top:1px; }
.compare-col.us li svg { color: var(--gold-soft); }
.compare-col.them { color: var(--slate); }
.compare-col.them li svg { color: #b9605a; }

/* --------------------------------------------------------------- lead form */
.lead { padding: var(--sp-6) 0 var(--sp-7); position: relative; }
.lead-inner {
  background: var(--paper-2);
  border:1px solid var(--line);
  border-radius: 22px;
  overflow: hidden;
  display:grid;
  box-shadow: var(--shadow-md);
}
@media (min-width: 940px){ .lead-inner { grid-template-columns: .85fr 1.15fr; } }
.lead-aside { background: var(--ink); color: var(--paper); padding: clamp(2rem,4vw,3rem); position: relative; overflow: hidden; }
.lead-aside::before { content:""; position:absolute; inset:0; background: radial-gradient(100% 80% at 0% 0%, rgba(201,138,43,.2), transparent 55%); }
.lead-aside > * { position:relative; }
.lead-aside h2 { font-size: clamp(1.8rem,3.4vw,2.5rem); color: var(--paper); }
.lead-aside p { color:#b9c6cf; margin-top:.9rem; font-size:1rem; }
.lead-aside .points { list-style:none; padding:0; margin-top:1.8rem; display:grid; gap:1rem; }
.lead-aside .points li { display:flex; gap:.7rem; align-items:flex-start; font-size:.95rem; color:#dfe6ea; }
.lead-aside .points svg { width:20px; height:20px; color:var(--gold); flex:none; margin-top:1px; }
.lead-form { padding: clamp(1.8rem,3.5vw,2.8rem); }
.field { margin-bottom: 1.1rem; }
.field label { display:block; font-size:.82rem; font-weight:600; letter-spacing:.02em; color: var(--ink-500); margin-bottom:.4rem; }
.field label .req { color: var(--gold-deep); }
.field input, .field textarea {
  width:100%;
  padding: .85rem 1rem;
  border-radius: var(--radius-sm);
  border:1.5px solid var(--line);
  background: var(--white);
  transition: border-color .2s, box-shadow .2s;
}
.field input:focus, .field textarea:focus {
  outline:none;
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(201,138,43,.14);
}
.field textarea { resize: vertical; min-height: 92px; }
.grid-2 { display:grid; gap:0 1rem; }
@media (min-width:560px){ .grid-2 { grid-template-columns:1fr 1fr; } }
.field .err { display:none; color:#b9514a; font-size:.78rem; margin-top:.35rem; font-weight:600; }
.field.invalid input, .field.invalid textarea { border-color:#cf6b63; }
.field.invalid .err { display:block; }

/* consent */
.consent { display:flex; gap:.7rem; align-items:flex-start; background: rgba(201,138,43,.07); border:1px solid var(--gold-soft); border-radius: var(--radius-sm); padding: .9rem 1rem; margin: .4rem 0 1.2rem; }
.consent input[type=checkbox]{ width:18px; height:18px; margin-top:2px; accent-color: var(--gold-deep); flex:none; cursor:pointer; }
.consent label { font-size:.78rem; line-height:1.5; color: var(--slate); }
.consent label a { color: var(--gold-deep); text-decoration: underline; text-underline-offset: 2px; }
.consent.invalid { border-color:#cf6b63; background: rgba(207,107,99,.08); }

.form-note { font-size:.74rem; color: var(--slate); margin-top:.9rem; text-align:center; }

/* success state */
.form-success {
  display:none;
  text-align:center;
  padding: 1rem 0;
}
.form-success.show { display:block; animation: pop .5s var(--ease); }
.form-success .check { width:64px; height:64px; margin: 0 auto 1rem; border-radius:50%; background: var(--green); display:grid; place-items:center; color:#fff; box-shadow:0 10px 24px rgba(47,125,91,.35); }
.form-success .check svg { width:32px; height:32px; }
.form-success h3 { font-size:1.6rem; }
.form-success p { color: var(--slate); margin-top:.5rem; }
@keyframes pop { from { transform: scale(.94); opacity:0; } to { transform:scale(1); opacity:1; } }

/* --------------------------------------------------------------- footer */
.site-footer { background: var(--ink); color: #c3cfd6; padding: var(--sp-5) 0 2rem; position: relative; z-index:2; }
.footer-top { display:grid; gap:2rem; padding-bottom:2.4rem; border-bottom:1px solid var(--ink-700); }
@media (min-width:760px){ .footer-top { grid-template-columns: 1.6fr 1fr 1fr 1.3fr; } }
.footer-brand .brand { color: var(--paper); }
.footer-brand p { margin-top:1rem; font-size:.9rem; max-width:38ch; color:#9fb0ba; }
.footer-col h5 { font-size:.75rem; letter-spacing:.18em; text-transform:uppercase; color:#8aa0ab; margin-bottom:1rem; font-weight:700; }
.footer-col a, .footer-col p { display:block; font-size:.92rem; color:#c3cfd6; margin-bottom:.6rem; transition:color .2s; }
.footer-col a:hover { color: var(--gold-soft); }
.footer-bottom { display:flex; flex-wrap:wrap; gap:1rem; justify-content:space-between; align-items:center; padding-top:1.6rem; font-size:.82rem; color:#8aa0ab; }
.footer-bottom .sms-line { max-width: 60ch; }

/* contact email line in footer Company column */
.footer-contact { display:flex; align-items:center; gap:.5rem; font-weight:600; color: var(--gold-soft) !important; }
.footer-contact svg { width:16px; height:16px; flex:none; }
.footer-contact:hover { color: var(--gold) !important; }

/* --------------------------------------------------------------- seo content */
.seo { padding: var(--sp-6) 0; background: linear-gradient(180deg, rgba(226,217,198,.35), transparent); }
.seo-grid { display:grid; gap: 1.4rem; margin-top: var(--sp-4); }
@media (min-width:760px){ .seo-grid { grid-template-columns: 1fr 1fr; } }
.seo-block {
  background: var(--paper-2);
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.8rem;
  transition: transform .3s var(--ease), box-shadow .3s var(--ease);
}
.seo-block:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.seo-block h3 { font-size:1.3rem; margin-bottom:.7rem; }
.seo-block p { color: var(--slate); font-size:.97rem; }

/* --------------------------------------------------------------- faq accordion */
.faq { padding: var(--sp-6) 0; }
.faq-list { margin-top: var(--sp-4); max-width: 820px; display:grid; gap:.85rem; }
.faq-item {
  background: var(--paper-2);
  border:1px solid var(--line);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: border-color .25s, box-shadow .25s;
}
.faq-item[open] { border-color: var(--gold); box-shadow: var(--shadow-sm); }
.faq-item summary {
  list-style: none;
  cursor: pointer;
  display:flex; align-items:center; justify-content:space-between; gap:1rem;
  padding: 1.2rem 1.4rem;
  font-family: var(--display);
  font-size: 1.12rem;
  font-weight: 500;
  letter-spacing:-.01em;
  color: var(--ink);
}
.faq-item summary::-webkit-details-marker { display:none; }
.faq-item summary::after {
  content:""; flex:none; width:20px; height:20px;
  background: no-repeat center / contain
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23a96e16' stroke-width='2.2' stroke-linecap='round'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E");
  transition: transform .3s var(--ease);
}
.faq-item[open] summary::after {
  transform: rotate(45deg);
}
.faq-item summary:focus-visible { outline: 2px solid var(--gold); outline-offset: -2px; }
.faq-a { padding: 0 1.4rem 1.3rem; }
.faq-a p { color: var(--slate); font-size:.98rem; max-width: 70ch; }
.faq-item[open] .faq-a { animation: faqIn .35s var(--ease); }
@keyframes faqIn { from { opacity:0; transform: translateY(-6px); } to { opacity:1; transform:none; } }
@media (prefers-reduced-motion: reduce){ .faq-item[open] .faq-a { animation: none; } .faq-item summary::after { transition:none; } }

/* --------------------------------------------------------------- final cta */
.final-cta { padding: 0 0 var(--sp-7); }
.final-cta-inner {
  background: linear-gradient(155deg, var(--ink-700), var(--ink));
  color: var(--paper);
  border-radius: 24px;
  padding: clamp(2.5rem,6vw,4.5rem) clamp(1.6rem,5vw,3.5rem);
  text-align: center;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.final-cta-inner::before {
  content:""; position:absolute; inset:0; pointer-events:none;
  background:
    radial-gradient(60% 90% at 20% 0%, rgba(201,138,43,.28), transparent 55%),
    radial-gradient(60% 90% at 90% 100%, rgba(47,125,91,.18), transparent 55%);
}
.final-cta-inner > * { position: relative; }
.final-cta-inner h2 { font-size: clamp(1.9rem,4.5vw,3rem); color: var(--paper); margin:.8rem auto 0; max-width: 18ch; }
.final-cta-inner p { color:#c3d0d8; margin: 1rem auto 2rem; max-width: 50ch; font-size:1.05rem; }

/* --------------------------------------------------------------- select fields */
.field select {
  width:100%;
  padding: .85rem 1rem;
  border-radius: var(--radius-sm);
  border:1.5px solid var(--line);
  background: var(--white) no-repeat right 1rem center / 14px
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2350697a' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  appearance: none; -webkit-appearance: none;
  padding-right: 2.6rem;
  cursor: pointer;
  transition: border-color .2s, box-shadow .2s;
}
.field select:focus { outline:none; border-color: var(--gold); box-shadow: 0 0 0 4px rgba(201,138,43,.14); }
.field label .opt { color: var(--slate); font-weight:500; }

/* --------------------------------------------------------------- mobile sticky cta */
.mobile-cta {
  position: fixed;
  left: 1rem; right: 1rem; bottom: 1rem;
  z-index: 60;
  display: none;
  align-items: center; justify-content: center; gap:.55rem;
  background: var(--gold);
  color: #2a1d05;
  font-weight: 700;
  padding: 1rem 1.4rem;
  border-radius: 999px;
  box-shadow: 0 10px 30px rgba(17,33,46,.35), 0 2px 8px rgba(201,138,43,.4);
  transform: translateY(150%);
  transition: transform .4s var(--ease), background .2s, color .2s;
}
.mobile-cta svg { width:18px; height:18px; }
.mobile-cta.show { transform: translateY(0); }
.mobile-cta:active { background: var(--gold-deep); color:#fff; }
@media (max-width: 720px){ .mobile-cta { display:flex; } }
@media (prefers-reduced-motion: reduce){ .mobile-cta { transition:none; } }

/* --------------------------------------------------------------- legal pages */
.legal { padding: var(--sp-5) 0 var(--sp-6); }
.legal-head { max-width: 70ch; margin-bottom: var(--sp-4); }
.legal-head h1 { font-size: clamp(2.2rem,5vw,3.2rem); }
.legal-head .updated { color: var(--slate); font-size:.9rem; margin-top:.8rem; }
.legal-body { max-width: 75ch; }
.legal-body h2 { font-size:1.45rem; margin: 2.4rem 0 .7rem; }
.legal-body h3 { font-size:1.1rem; font-family:var(--body); font-weight:700; margin:1.6rem 0 .5rem; }
.legal-body p, .legal-body li { color: var(--ink-500); font-size:1rem; }
.legal-body p { margin-bottom: 1rem; }
.legal-body ul { margin: 0 0 1rem 1.2rem; display:grid; gap:.5rem; }
.legal-body a { color: var(--gold-deep); text-decoration:underline; text-underline-offset:2px; }
.legal-callout { background: var(--paper-2); border:1px solid var(--line); border-left:4px solid var(--gold); border-radius: var(--radius-sm); padding:1.3rem 1.5rem; margin:1.6rem 0; }
.legal-callout p:last-child { margin-bottom:0; }
.toc { background: var(--paper-2); border:1px solid var(--line); border-radius: var(--radius-sm); padding:1.4rem 1.6rem; margin-bottom: var(--sp-4); }
.toc h5 { font-size:.74rem; letter-spacing:.16em; text-transform:uppercase; color: var(--gold-deep); margin-bottom:.8rem; font-weight:700; }
.toc ol { margin:0 0 0 1.1rem; columns: 2; column-gap: 2rem; }
.toc li { margin-bottom:.4rem; font-size:.92rem; }
.toc a { color: var(--ink-500); text-decoration:none; }
.toc a:hover { color: var(--gold-deep); }

/* --------------------------------------------------------------- reveal anim */
.reveal { opacity:0; transform: translateY(18px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.reveal.in { opacity:1; transform:none; }
@media (prefers-reduced-motion: reduce){ .reveal { opacity:1 !important; transform:none !important; } }

/* page section divider */
.divider-label { display:flex; align-items:center; gap:1rem; color: var(--slate); font-size:.8rem; letter-spacing:.12em; text-transform:uppercase; }
.divider-label::after { content:""; flex:1; height:1px; background: var(--line); }

/* skip link */
.skip { position:absolute; left:-999px; top:0; background:var(--ink); color:#fff; padding:.6rem 1rem; z-index:100; border-radius:0 0 8px 0; }
.skip:focus { left:0; }